An unforeseen change in the buyer's circumstances has brought this property back to the market-through no fault of the home or seller. This beautifully renovated, single-level home offers lake views, private association beach access, and dock privileges without the expense of direct waterfront ownership. Winni Park Association's 1.43-acre waterfront property features approximately 175 feet of sandy shoreline, open lawns, mature shade trees, and shared docks. Enjoy boating, swimming, kayaking, or relaxing by the lake. Dock assignments rotate position annually and can accommodate a boat up to approximately 20 feet. An expansive paver patio spans the rear of the home, offering space for outdoor dining, entertaining, and evenings around the fire pit. Lake views, attractive stonework, and a storage shed complete the setting. Inside, windows, warm wood finishes, and ceiling beams create an inviting atmosphere. The kitchen features wood cabinetry, granite countertops, stainless steel appliances, workspace, and a center island that flows into the dining and living areas. The primary bedroom opens onto patio, while rooms offer flexibility for guests, a home office, hobbies, or extra living space. Two updated bathrooms, in-home laundry, propane forced-air heat, and mini-split heat pumps provide year-round living. Completely renovated in 2019 and 2020, the home features a newer block foundation insulated on both sides with a vapor barrier beneath it, newer siding with approximately 1½ inches of added foam insulation, a newer roof, and extensive electrical and plumbing updates. Beach and dock dues are $425 annually. The home is separately owned as a single-family residence, with the association applying only to the shared beach and docks. Cottage Drive is privately maintained, with voluntary snow-plowing contributions averaging approximately $200 per year. A turnkey opportunity to enjoy lake access, boating, outdoor living, and four season comfort near Lake Winnisquam.